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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldABANCAEUR 500 gross for a payroll of EUR 1,200+ a month, 24-month stayIbercaja5.10% TAE in year one and 2.02% in year two on up to EUR 20,000 with a EUR 600+ payroll
GoalSalarySalary
ProductABANCA Cuenta Online NóminaCuenta Nómina Vamos
RewardCash€500Rate5.1% TAE
Net value, first year€405.00€413.10Best
Value per month€16.88n/a
Commitment24 monthsUnknown
Rate (TAE)n/a5.1%
Rate periodn/a12 months
Balance capn/a€20,000
Monthly fee€0€0
Minimum income€800/month€600/monthBest
New customers onlyYesYes
Other requirements
  • Keep the payroll or pension deposited with ABANCA for 24 months
  • No payroll or pension paid into ABANCA in the last 12 months
  • Not available with an ABANCA remunerated account
  • Not combinable with other payroll campaigns
  • Opt into the campaign when signing up
  • Open between 2026-09-11 and 2026-12-31 with a debit/credit card and Banca Digital Ibercaja contracted at the same time
  • Domicile payroll, pension or unemployment benefit of EUR 600+; first one within 2 calendar months after the month of opening
  • At least 6 card movements and 6 direct-debit charges each half-year
  • Not a holder of any Ibercaja product, or a customer for 6 months or less
PenaltyReturn the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.None stated
Residents onlyYesUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: Return the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.
  • needs income of at least EUR 800 a month
  • needs income of at least EUR 600 a month
Valid until31 Jan 202731 Dec 2026
Verified
SourceSourcefor ABANCA (opens in a new tab)Sourcefor Ibercaja (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile