Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldBankinterEUR 600 gross for a payroll of EUR 850+ a month, paid EUR 50 a month for 12 monthsIbercaja5.10% TAE in year one and 2.02% in year two on up to EUR 20,000 with a EUR 600+ payroll
GoalSalarySalary
ProductBankinter Cuenta DigitalCuenta Nómina Vamos
RewardCash€600Rate5.1% TAE
Net value, first year€486.00Best€413.10
Value per month€40.50n/a
Commitment12 monthsUnknown
Rate (TAE)n/a5.1%
Rate period12 months12 months
Balance capn/a€20,000
Monthly fee€0€0
Minimum income€850/month€600/monthBest
New customers onlyYesYes
Other requirements
  • Payroll or equivalent income domiciled within the promotion window
  • Keep the income for 12 months
  • Not combinable with more than one payroll or holder
  • Sign up by 28 Oct 2026 or until 50,000 contracts
  • Open between 2026-09-11 and 2026-12-31 with a debit/credit card and Banca Digital Ibercaja contracted at the same time
  • Domicile payroll, pension or unemployment benefit of EUR 600+; first one within 2 calendar months after the month of opening
  • At least 6 card movements and 6 direct-debit charges each half-year
  • Not a holder of any Ibercaja product, or a customer for 6 months or less
PenaltyNone statedNone stated
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • needs income of at least EUR 850 a month
  • needs income of at least EUR 600 a month
Valid until28 Oct 202631 Dec 2026
Verified
SourceSourcefor Bankinter (opens in a new tab)Sourcefor Ibercaja (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile