Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldBBVAUp to EUR 760 gross in year one, EUR 400 of it for a EUR 800+ payroll, no lock-inBankinterEUR 600 gross for a payroll of EUR 850+ a month, paid EUR 50 a month for 12 months
GoalSalarySalary
ProductBBVA Cuenta Online sin comisiones (Plan 1.060)Bankinter Cuenta Digital
RewardCash€760Cash€600
Net value, first year€615.60Best€486.00
Value per monthn/a€40.50
CommitmentNoneBest12 months
Rate (TAE)n/an/a
Rate period12 months12 months
Balance capn/an/a
Monthly fee€0€0
Minimum income€800/monthBest€850/month
New customers onlyYesYes
Other requirements
  • Payroll (or pension) of EUR 800+ a month in one payment, identified as payroll
  • Open the account digitally with code PLAN1060
  • Card spending, Bizum and direct debits each earn their own block
  • EUR 10,000 average balance for the extra EUR 300
  • Payroll or equivalent income domiciled within the promotion window
  • Keep the income for 12 months
  • Not combinable with more than one payroll or holder
  • Sign up by 28 Oct 2026 or until 50,000 contracts
PenaltyNo permanence and no penalty; a block is simply not paid when its condition is missed.None stated
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: No permanence and no penalty; a block is simply not paid when its condition is missed.
  • needs income of at least EUR 800 a month
  • needs income of at least EUR 850 a month
Valid until10 Nov 202628 Oct 2026
Verified
SourceSourcefor BBVA (opens in a new tab)Sourcefor Bankinter (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile