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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldCajamarNo fees with a EUR 1,200+ payroll or EUR 20,000+ in balances, otherwise EUR 20 a month; 2.02% TAE up to EUR 20,000Banco MediolanumCurrent account free if EUR 700+/month arrives or EUR 3,000+ is in managed products, otherwise EUR 5/month
GoalFree accountFree account
ProductCuenta NóminaCuenta Única
RewardFeesWaivedRate1.25% TAE
Net value, first year-€240.00-€9.37Best
Value per monthn/an/a
CommitmentNoneUnknown
Rate (TAE)2.02%Best1.25%
Rate periodn/a6 months
Balance cap€20,000Best€15,000
Monthly fee€20€5Best
Minimum income€1,200/month€700/monthBest
New customers onlyNoUnknown
Other requirements
  • To avoid the fee: domicile a payroll of EUR 1,200+ OR hold more than EUR 20,000 in account, deposits or financial markets with Cajamar
  • Fee waiver and interest need recurring income of EUR 700+/month, or EUR 3,000+ in Mediolanum managed products (funds, life insurance, pension plans) as first holder
  • Contract through a Family Banker or a Family Bankers' Office
  • Individuals only
  • Promotional rate and 3 free months are for new customers only
PenaltyNone statedNone stated
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • reward value unknown
  • needs income of at least EUR 1200 a month
  • needs income of at least EUR 700 a month
Valid untilNo end date31 Dec 2026
Verified
SourceSourcefor Cajamar (opens in a new tab)Sourcefor Banco Mediolanum (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile