Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldCajamar2.02% TAE for 12 months from EUR 1,000 to EUR 100,000, bookable in the app or web bankingOpenbank3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new money
GoalDepositDeposit
ProductDepósito Online 12 mesesDepósito Open 6 meses
RewardRate2.02% TAERate3.25% TAE
Net value, first year€163.62Best€131.63
Value per month€13.64€21.94Best
Commitment12 months6 monthsBest
Rate (TAE)2.02%3.25%Best
Rate period12 months6 months
Balance cap€100,000n/a
Monthly fee€0€0
Minimum incomeUnknown€900/month
New customers onlyNoNo
Other requirements
  • Minimum EUR 1,000, maximum EUR 100,000
  • Booked through web banking or the Grupo Cajamar app, so you must be a customer
  • From EUR 1, no maximum amount
  • Rate applies only to money brought from outside Openbank that raises the total balance as of 2026-09-30
  • Keep payroll or a monthly income for at least 4 months within the deposit term to get 3.25%
PenaltyEarly cancellation fee of 0.50%Leaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Early cancellation fee of 0.50%
  • penalty: Leaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)
  • needs income of at least EUR 900 a month
Valid untilNo end dateNo end date
Verified
SourceSourcefor Cajamar (opens in a new tab)Sourcefor Openbank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile