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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldIbercaja5.10% TAE in year one and 2.02% in year two on up to EUR 20,000 with a EUR 600+ payrollABANCAEUR 500 gross for a payroll of EUR 1,200+ a month, 24-month stay
GoalSalarySalary
ProductCuenta Nómina VamosABANCA Cuenta Online Nómina
RewardRate5.1% TAECash€500
Net value, first year€413.10Best€405.00
Value per monthn/a€16.88
CommitmentUnknown24 months
Rate (TAE)5.1%n/a
Rate period12 monthsn/a
Balance cap€20,000n/a
Monthly fee€0€0
Minimum income€600/monthBest€800/month
New customers onlyYesYes
Other requirements
  • Open between 2026-09-11 and 2026-12-31 with a debit/credit card and Banca Digital Ibercaja contracted at the same time
  • Domicile payroll, pension or unemployment benefit of EUR 600+; first one within 2 calendar months after the month of opening
  • At least 6 card movements and 6 direct-debit charges each half-year
  • Not a holder of any Ibercaja product, or a customer for 6 months or less
  • Keep the payroll or pension deposited with ABANCA for 24 months
  • No payroll or pension paid into ABANCA in the last 12 months
  • Not available with an ABANCA remunerated account
  • Not combinable with other payroll campaigns
  • Opt into the campaign when signing up
PenaltyNone statedReturn the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.
Residents onlyUnknownYes
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownNo
Catches
  • needs income of at least EUR 600 a month
  • penalty: Return the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.
  • needs income of at least EUR 800 a month
Valid until31 Dec 202631 Jan 2027
Verified
SourceSourcefor Ibercaja (opens in a new tab)Sourcefor ABANCA (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile