Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldOpenbank3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new moneyDeutsche Bank España12-month deposit at 2.50% TAE, up to 3.50% with card, payroll and fund, for new money of EUR 25,000-150,000
GoalDepositDeposit
ProductDepósito Open 6 mesesDepósito Confianza Más DB
RewardRate3.25% TAERate2.5% TAE
Net value, first year€131.63€202.50Best
Value per month€21.94Best€16.88
Commitment6 monthsBest12 months
Rate (TAE)3.25%Best2.5%
Rate period6 months12 months
Balance capn/a€150,000
Monthly fee€0Unknown
Minimum income€900/monthUnknown
New customers onlyNoYes
Other requirements
  • From EUR 1, no maximum amount
  • Rate applies only to money brought from outside Openbank that raises the total balance as of 2026-09-30
  • Keep payroll or a monthly income for at least 4 months within the deposit term to get 3.25%
  • New money from other banks, EUR 25,000 to EUR 150,000
  • One deposit per customer
  • Contracted through a manager via the form on the page
  • Bonus +0.60%: card use, payroll or pension, and EUR 15,000+ of new money in one of six listed DB funds
PenaltyLeaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)Early cancellation costs 4% a year on the cancelled amount for the remaining term, never more than the interest earned
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Leaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)
  • needs income of at least EUR 900 a month
  • penalty: Early cancellation costs 4% a year on the cancelled amount for the remaining term, never more than the interest earned
Valid untilNo end dateNo end date
Verified
SourceSourcefor Openbank (opens in a new tab)Sourcefor Deutsche Bank España (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile