Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldSelf Bank2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterlyWiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly
GoalDepositDeposit
ProductDepósito a 12 mesesDepósito WiZink 12 meses
RewardRate2.75% TAERate3% TAE
Net value, first year€222.75€243.00Best
Value per month€18.56€20.25Best
Commitment12 months12 months
Rate (TAE)2.75%3%Best
Rate period12 months12 months
Balance cap€1,000,000Best€100,000
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyNoUnknown
Other requirements
  • Minimum EUR 6,000, maximum EUR 1,000,000
  • Money must come from another bank, increasing your position at Self Bank; internal moves and sales of existing assets do not count
  • Open a Cuenta Self (free) to contract it
  • Minimum EUR 5,000, maximum EUR 100,000
  • Money must come from another bank
  • Resident in Spain and of legal age
  • Contract online; the linked account must accept direct debits
  • Upload DNI or NIE and proof of account ownership
PenaltyEarly cancellation returns 100% of the capital but no interest for the quarter in which you cancel. If the money was not new, the last quarter drops to 2.2221% TIN (2.62% TAE overall).Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Residents onlyUnknownYes
NIE or TIE acceptedUnknownYes
Open to non-residentsUnknownNo
Catches
  • penalty: Early cancellation returns 100% of the capital but no interest for the quarter in which you cancel. If the money was not new, the last quarter drops to 2.2221% TIN (2.62% TAE overall).
  • penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Valid untilNo end dateNo end date
Verified
SourceSourcefor Self Bank (opens in a new tab)Sourcefor WiZink (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile