CaixaBank: EUR 250 cash for a payroll of EUR 1,500+ a month, 24+24 month commitment
CaixaBank Cuenta Online with payroll
Net value, first year
€202.50
#13 of 14 in this goal
Value per month of commitment
€4.22
Commitment: 48 months
Reward
Cash€250
Terms
- Reward
- Net cash paid into the account: EUR 250 (EUR 308.64 gross, 19% IRPF withheld) for a payroll of EUR 1,500+, or EUR 150 net (EUR 185.19 gross) for a payroll of EUR 900+. Alternatives: Facilitea coupons (EUR 200/300/400 by tier) or a Samsung smart TV (32/43/55 inch).
- Requirements
- Income of €900/month or more
- Payroll domiciled
- 3 direct debits (recibos) per quarter
- 3 card purchases per quarter
- Not combinable with payroll offers made after 1 Jan 2024
- Fees
- €0/month. Cuenta Online has no administration or maintenance fee and includes one debit card; EEA transfers free; 0% TAE.
- Penalty
- Penalty proportional to the time the conditions were not met; amount not stated on the page.
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Unknown
- Open to non-residents: Unknown
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- Commitment is to keep the conditions for 24 months, then keep an account or deposit with more than EUR 5 for another 24 months (48 total). The page gives no end date. The EUR 250 tier is shown at EUR 1,500+ and also at EUR 2,500+ (cash and larger coupon); the cash amount is EUR 250 for both.
How the value is built
| Line | EUR |
|---|---|
| Cash reward EUR 250 | €250.00 |
| Withholding 19% | -€47.50 |
| Net value, first year | €202.50 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- penalty: Penalty proportional to the time the conditions were not met; amount not stated on the page.
- needs income of at least EUR 900 a month
Compare with
- CajamarEUR 300 to EUR 750 for domiciling a EUR 1,200+ payroll for the first time, 36-month stay€243 net in the first year
- KutxabankEUR 300 gross for a EUR 800+ net payroll, EUR 600 for EUR 2,500+, 36-month stay€243 net in the first year
- OpenbankEUR 300 gross for moving a EUR 900+ payroll, plus 1% fund cashback (max EUR 1,000), needs EUR 2,000 invested€243 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.