Deutsche Bank España: EUR 500 gross (EUR 405 net) over 12 months for a payroll or pension of EUR 2,000+ a month
Cuenta Nómina Más DB
Net value, first year
€405
#4 of 14 in this goal
Value per month of commitment
€33.75
Commitment: 12 months
Reward
Cash€500
Terms
- Reward
- EUR 500 gross, which the bank states as EUR 405 net, paid as EUR 33.75 net a month for up to 12 months in the Cuenta Nómina Más DB. Paid: Monthly in arrears, in the first 15 days of the following month, for up to 12 months.
- Requirements
- Income of €2,000/month or more
- New customers only
- Payroll or pension of EUR 2,000+ a month; summed incomes, cash deposits and transfers between own accounts do not count
- Average monthly balance of EUR 3,000+ in the Cuenta Nómina Más DB during the 12 months
- Not combinable with other Deutsche Bank payroll, pension or SEPE offers
- Customer who has never been a Deutsche Bank customer
- Fees
- €0/month. No maintenance fee while the payroll of EUR 2,000+ a month is domiciled, or while accounts + deposits + investments total EUR 10,000+. Otherwise EUR 60 per quarter (EUR 240 per year). Free euro transfers via app or online, free card issue and renewal for 2 credit and 2 debit cards, free cash withdrawals at any ATM worldwide when the ATM owner itemises the fee.
- Penalty
- Payment stops if either condition is missed in a month; no clawback of paid instalments is stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Unknown
- Open to non-residents: Unknown
- The page does not state residency or NIE/TIE rules. The contact form asks for a DNI.
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- The same Cuenta Más DB page advertises "up to EUR 6,500" in total (EUR 500 payroll plus "up to EUR 6,000 for bringing your savings"); the savings part is not itemised on the pages fetched, so it is not included here. The bank gives -4.714% TAE as an example if no condition is met and the balance is EUR 5,000. The sister page cuentas-tarjetas/cuentas/mas-db.html shows the savings account at 2% TAE up to EUR 150,000, so the savings band differs between DB pages.
How the value is built
| Line | EUR |
|---|---|
| Cash reward EUR 500 | €500.00 |
| Withholding 19% | -€95.00 |
| Net value, first year | €405.00 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- penalty: Payment stops if either condition is missed in a month; no clawback of paid instalments is stated
- needs income of at least EUR 2000 a month
Compare with
- ABANCAEUR 500 gross for a payroll of EUR 1,200+ a month, 24-month stay€405 net in the first year
- Ibercaja5.10% TAE in year one and 2.02% in year two on up to EUR 20,000 with a EUR 600+ payroll€413.10 net in the first year
- UnicajaUp to EUR 450 gross for a EUR 1,200+ payroll or pension, paid monthly, no lock-in€364.50 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.