ING: Free current account with free cards and transfers if EUR 700+ arrives monthly, else EUR 3 a month
Cuenta NÓMINA
Net value, first year
€0
#6 of 17 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
FeesWaived
Terms
- Reward
- No maintenance fee, free debit and credit cards, free same-day transfers, free cash at thousands of ATMs and shops, 2 days of free overdraft, free travel plan (refund of foreign payment fees up to EUR 1,000 and 2 foreign ATM withdrawals).
- Requirements
- Income of €700/month or more
- Payroll, pension, unemployment benefit or monthly income of EUR 700+ from another bank
- Credit card is subject to ING risk approval
- Fees
- €0/month. EUR 3 a month if payroll/pension or EUR 700 monthly income stops. Overdraft service: EUR 3.99 for any month it is used (none if under EUR 10), 2 days free to regularise.
- Penalty
- None stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Yes
- Open to non-residents: Unknown
- ING FAQ lists a valid residence card for non-EU customers
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- Max 3 transactional accounts per customer. Opening also opens a free Cuenta NARANJA for new customers.
How the value is built
| Line | EUR |
|---|---|
| Fee waiver EUR 0 | €0.00 |
| Net value, first year | €0.00 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- reward value unknown
- needs income of at least EUR 700 a month
Compare with
- ABANCAEveryday account with no maintenance fee if used digitally, free debit card€0 net in the first year
- B100Online account with no fees and no conditions, no payroll or direct debits required€0 net in the first year
- BankinterEveryday account with no fees, no payroll or direct-debit requirement, free debit card€0 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.