Openbank: EUR 300 gross for moving a EUR 900+ payroll, plus 1% fund cashback (max EUR 1,000), needs EUR 2,000 invested

Terms

Reward

EUR 300 gross paid into the account. Extra: 1% cashback on money put into investment funds during the 6 months after the payroll starts, up to EUR 1,000 gross. Paid: During the month after the conditions are met.

Requirements

• Income of €900/month or more
• Sign up with code NOMINA300F by 2026-12-31
• Payroll, pension or unemployment benefit of EUR 900+ net in a single monthly payment, domiciled before 2027-02-01
• Keep at least EUR 2,000 in Openbank investment products (funds, broker, crypto, plans)
• Self-employed: RETA direct debit plus a single EUR 900+ monthly income
• Excluded if payroll of EUR 900+ was at Openbank between 2026-04-05 and 2026-10-05

Fees

€0/month. Cuenta Nómina Open has no maintenance fee

Penalty

Fund cashback is lost and already-paid cashback is reclaimed if the funds that earned it are sold or transferred out before the bonus period ends (latest 2027-06-30). No clawback of the EUR 300 is stated.

Eligibility

• Residents only: Yes
• NIE or TIE accepted: Unknown
• Open to non-residents: No
• Natural person, resident in Spain, 18+

Valid until

31 Dec 2026

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.openbank.es/assets/static/pdf/promociones/BBLL_300EUR_1_Cashback_Fondos_1026.pdf(opens in a new tab)

Notes

Promotion runs 2026-10-06 to 2026-12-31. The page does not say existing customers are excluded, but anyone who got a payroll promotion in the last three years is. Cuenta Nómina Open fees: see openbank-account-cuenta-nomina-open. The EUR 2,000 invested requirement is the main cost to the user; no permanence period is stated for the EUR 300 itself. Offer page: https://www.openbank.es/ofertas-bancarias/300-euros-nomina-cashback-fondos-inversion