Openbank: EUR 200 net, paid EUR 20 a month for 10 months, for domiciling 2 direct debits (no payroll needed)
200 euros por tus recibos (code OPEN325)
Net value, first year
€162
#1 of 3 in this goal
Value per month of commitment
€16.20
Commitment: 10 months
Reward
Cash€200
Terms
- Reward
- EUR 20 net a month for up to 10 consecutive months (max EUR 200) into the Cuenta Corriente Open, for new customers with a Cuenta Remunerada Openbank. Paid: Monthly, between the 15th and 20th of the month after each month the conditions are met; no payment after 2027-10-20.
- Requirements
- New customers only
- Open a Cuenta Remunerada Openbank as first holder between 2026-03-02 and 2026-10-29 with code OPEN325
- Activate the Cuenta Corriente Open by 2026-11-29
- Domiciliate at least 2 different monthly direct debits, each charged and not returned (any amount, not from private individuals)
- Card payments, subscriptions and periodic transfers do not count
- Fees
- €0/month. Cuenta Remunerada and Cuenta Corriente Open have no maintenance fee
- Penalty
- A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
- Eligibility
- Residents only: Yes
- NIE or TIE accepted: Unknown
- Open to non-residents: No
- Natural person 18+, resident in Spain with a Spanish mailing address
- Valid until
- 29 Oct 2026
- Checked
- (today, confirmed by the bank)
- Notes
- Terms amended 2026-10-08 to extend the end date to 2026-10-29. Headline on https://www.openbank.es/cuenta-ahorro. Incompatible with other new-customer cash promotions in the same period.
How the value is built
| Line | EUR |
|---|---|
| Cash reward EUR 200 | €200.00 |
| Withholding 19% | -€38.00 |
| Net value, first year | €162.00 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- penalty: A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
Compare with
Not financial advice. Terms change: read the bank's page before you sign.