Welcome bonuses

Openbank: EUR 200 net, paid EUR 20 a month for 10 months, for domiciling 2 direct debits (no payroll needed)

200 euros por tus recibos (code OPEN325)

Net value, first year

€162

#1 of 3 in this goal

Value per month of commitment

€16.20

Commitment: 10 months

Reward

Cash€200

Terms

Reward
EUR 20 net a month for up to 10 consecutive months (max EUR 200) into the Cuenta Corriente Open, for new customers with a Cuenta Remunerada Openbank. Paid: Monthly, between the 15th and 20th of the month after each month the conditions are met; no payment after 2027-10-20.
Requirements
  • New customers only
  • Open a Cuenta Remunerada Openbank as first holder between 2026-03-02 and 2026-10-29 with code OPEN325
  • Activate the Cuenta Corriente Open by 2026-11-29
  • Domiciliate at least 2 different monthly direct debits, each charged and not returned (any amount, not from private individuals)
  • Card payments, subscriptions and periodic transfers do not count
Fees
€0/month. Cuenta Remunerada and Cuenta Corriente Open have no maintenance fee
Penalty
A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
Eligibility
  • Residents only: Yes
  • NIE or TIE accepted: Unknown
  • Open to non-residents: No
  • Natural person 18+, resident in Spain with a Spanish mailing address
Valid until
29 Oct 2026
Checked
(today, confirmed by the bank)
Notes
Terms amended 2026-10-08 to extend the end date to 2026-10-29. Headline on https://www.openbank.es/cuenta-ahorro. Incompatible with other new-customer cash promotions in the same period.

How the value is built

Score breakdown for the default profile
LineEUR
Cash reward EUR 200€200.00
Withholding 19%-€38.00
Net value, first year€162.00

Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology

Catches

  • penalty: A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.

Compare with

Not financial advice. Terms change: read the bank's page before you sign.