Openbank: EUR 70 net for you and EUR 70 for a friend who opens an account with EUR 70 and keeps Bizum 3 months
Plan Amigo (invite a friend)
Net value, first year
€56.70
#2 of 3 in this goal
Value per month of commitment
€18.90
Commitment: 3 months
Reward
Cash€70
Terms
- Reward
- Up to EUR 70 net each for referrer and friend, paid as EUR 30, EUR 20 and EUR 20. A referrer can earn up to EUR 700 (10 friends). Paid: Three monthly payments (30 + 20 + 20) between the 15th and 20th of each month once the conditions are met.
- Requirements
- New customers only
- Friend signs up with the referrer's personal code by 2026-10-29
- Friend deposits at least EUR 70 within 30 days of opening and activates the card
- Both keep Bizum at Openbank for at least 3 months
- Friend was not an Openbank customer in the previous 12 months
- Cannot be combined with another welcome promotion code
- Fees
- €0/month. Cuenta Corriente Open has no maintenance fee
- Penalty
- Second and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of payments
- Eligibility
- Residents only: Yes
- NIE or TIE accepted: Unknown
- Open to non-residents: No
- Referrer and friend must be resident in Spain, 18+ (promotion terms)
- Valid until
- 29 Oct 2026
- Checked
- (today, confirmed by the bank)
- Notes
- Legal terms: https://www.openbank.es/assets/OK_ES/es-ES/documents/v1/MGM_2026.pdf (promotion period 2026-10-05 to 2026-10-29). Needs an existing customer's code; the referrer must be a customer.
How the value is built
| Line | EUR |
|---|---|
| Cash reward EUR 70 | €70.00 |
| Withholding 19% | -€13.30 |
| Net value, first year | €56.70 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- penalty: Second and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of payments
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Not financial advice. Terms change: read the bank's page before you sign.