Santander: Up to EUR 840 over 24 months for moving a payroll of EUR 800+ a month, no lock-in

Terms

Reward

Paid monthly for up to 24 months. EUR 10/month for income of EUR 800-1,499 or EUR 15/month from EUR 1,500; plus EUR 10/month for 3 Bizum payments (or 1 credit card transaction) and EUR 10/month for 2 direct debits. EUR 840 needs income of EUR 1,500+ and every condition met each month; with income of EUR 800-1,499 the maximum is EUR 720. Paid: Monthly, for each month the conditions are met, up to 24 months.

Requirements

• Income of €800/month or more
• New customers only
• Salary, pension of EUR 800+ or self-employed contributions paid into the account
• Income must not already be paid into Santander
• 3 Bizum payments a month (or 1 credit card transaction) for the Bizum bonus
• 2 direct debits a month for the direct-debit bonus
• Sign up before 30 October 2026

Fees

€0/month. Online Account has no maintenance fee and no conditions; debit card has no issuance or maintenance fee; euro transfers free except urgent ones.

Penalty

No tie-in stated. A month with the income condition missed pays no bonus for that month; missed bonuses are not paid retroactively.

Eligibility

• Residents only: Yes
• NIE or TIE accepted: Unknown
• Open to non-residents: No
• Aged 18+ and resident in Spain. Press release (Apr 2026) and aggregators say new and existing customers, but the offer page says income must not already be paid into Santander.

Valid until

30 Oct 2026

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.bancosantander.es/en/particulares/cuentas-bancarias/cuentas-nomina/(opens in a new tab)

Notes

The iPhone 17 Pro Max for a 3-year commitment is not on the Santander page fetched; Roams (Jul 2026) describes a 36-month iPhone rental (17e at EUR 1,200 payroll; 17 at EUR 3,000) with no lock-in, not verified on a bank page.