Unicaja: Everyday account with no maintenance fee, free debit card, free SEPA transfers
Unicaja Online Account
Net value, first year
€0
#15 of 17 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
No rewardNone
Terms
- Reward
- No reward on the account itself.
- Requirements
- New customers only
- No Unicaja products in the last 12 months
- Fees
- €0/month. No maintenance or administration fees; free debit card; free standard and immediate SEPA transfers; free ATM withdrawals at Unicaja ATMs in listed provinces; elsewhere free at EURO 6000 ATMs for EUR 120+; foreign networks 4.00% (minimum EUR 3.50).
- Penalty
- None stated
- Eligibility
- Residents only: Yes
- NIE or TIE accepted: Yes
- Open to non-residents: No
- Aged 18+, resident in Spain, with a national or foreigner's ID card and a mobile phone. One account per customer.
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- The page says the debit card fee waiver is valid until 31 Dec 2026. Authorised overdraft up to EUR 500 after 3 months of payroll; salary advance up to EUR 6,000 after 6 months of payroll.
How the value is built
| Line | EUR |
|---|---|
| Net value, first year | €0.00 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- ABANCAEveryday account with no maintenance fee if used digitally, free debit card€0 net in the first year
- B100Online account with no fees and no conditions, no payroll or direct debits required€0 net in the first year
- BankinterEveryday account with no fees, no payroll or direct-debit requirement, free debit card€0 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.