Unicaja: Up to EUR 450 gross for a EUR 1,200+ payroll or pension, paid monthly, no lock-in

Terms

Reward

EUR 450 gross (EUR 364.50 net) for a net payroll or pension of EUR 1,200+ a month; EUR 350 gross (EUR 283.50 net) for EUR 600 to 1,199.99. Paid monthly for at most 12 months (EUR 30.38 or EUR 23.63 net a month). Plus 5% Bizum cashback, up to EUR 120 gross in total. Paid: Monthly, for up to 12 months.

Requirements

• Income of €600/month or more
• New customers only
• Payroll or pension paid directly into the account (or self-employed contributions of EUR 50+ by direct debit)
• Conditions met within 3 months of joining
• No payroll or pension paid into a Unicaja account in the last 12 months
• No Unicaja products in the last 12 months

Fees

€0/month. No maintenance or administration fees; free debit card.

Penalty

None stated

Eligibility

• Residents only: Yes
• NIE or TIE accepted: Yes
• Open to non-residents: No
• Aged 18+, resident in Spain, with a national ID or foreigner's ID card and a mobile phone.

Valid until

31 Jan 2027

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.unicajabanco.es/en/cuenta-online(opens in a new tab)

Notes

Page says no permanence requirement. An older March 2026 legal-terms PDF cited by a search summary mentions 24 months; it was not fetched and the current page says no permanence. Cannot be combined with similar bonuses.