Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldBBVAUp to EUR 760 gross in year one, EUR 400 of it for a EUR 800+ payroll, no lock-inDeutsche Bank EspañaEUR 500 gross (EUR 405 net) over 12 months for a payroll or pension of EUR 2,000+ a month
GoalSalarySalary
ProductBBVA Cuenta Online sin comisiones (Plan 1.060)Cuenta Nómina Más DB
RewardCash€760Cash€500
Net value, first year€615.60Best€405.00
Value per monthn/a€33.75
CommitmentNoneBest12 months
Rate (TAE)n/an/a
Rate period12 months12 months
Balance capn/an/a
Monthly fee€0€0
Minimum income€800/monthBest€2,000/month
New customers onlyYesYes
Other requirements
  • Payroll (or pension) of EUR 800+ a month in one payment, identified as payroll
  • Open the account digitally with code PLAN1060
  • Card spending, Bizum and direct debits each earn their own block
  • EUR 10,000 average balance for the extra EUR 300
  • Payroll or pension of EUR 2,000+ a month; summed incomes, cash deposits and transfers between own accounts do not count
  • Average monthly balance of EUR 3,000+ in the Cuenta Nómina Más DB during the 12 months
  • Not combinable with other Deutsche Bank payroll, pension or SEPE offers
  • Customer who has never been a Deutsche Bank customer
PenaltyNo permanence and no penalty; a block is simply not paid when its condition is missed.Payment stops if either condition is missed in a month; no clawback of paid instalments is stated
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: No permanence and no penalty; a block is simply not paid when its condition is missed.
  • needs income of at least EUR 800 a month
  • penalty: Payment stops if either condition is missed in a month; no clawback of paid instalments is stated
  • needs income of at least EUR 2000 a month
Valid until10 Nov 2026No end date
Verified
SourceSourcefor BBVA (opens in a new tab)Sourcefor Deutsche Bank España (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile