Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldING3.00% TAE for 3 months on up to EUR 50,000, new ING customers onlyCaixaBank12-month deposit from EUR 5,000, 0.10% TAE base rising to a 1.10% nominal rate with linked products
GoalDepositDeposit
ProductDepósito Bienvenida 3 mesesCaixaBank Depósito Bonificado a plazo fijo
RewardRate3% TAERate0.1% TAE
Net value, first year€60.75Best€8.10
Value per month€20.25Best€0.68
Commitment3 monthsBest12 months
Rate (TAE)3%Best0.1%
Rate period3 months12 months
Balance cap€50,000n/a
Monthly fee€0Unknown
Minimum incomeUnknownUnknown
New customers onlyYesNo
Other requirements
  • Open a Cuenta NARANJA and make a first transfer from another bank
  • Open the deposit from the client area within 30 days of opening the Cuenta NARANJA
  • One Depósito Bienvenida per customer; no extra contributions
  • Minimum EUR 5,000 in one payment
  • CaixaBank current account to receive interest
  • Bonus products taken out at least 2 months before maturity and kept to the end
  • Payroll or pension direct deposit for the 6 months before maturity
PenaltyEarly cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days heldTotal early withdrawal: no interest paid. Partial withdrawal: at least EUR 500 must remain; interest only on the remaining amount.
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Early cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days held
  • penalty: Total early withdrawal: no interest paid. Partial withdrawal: at least EUR 500 must remain; interest only on the remaining amount.
Valid until31 Dec 2026No end date
Verified
SourceSourcefor ING (opens in a new tab)Sourcefor CaixaBank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile