Term deposits

ING: 3.00% TAE for 3 months on up to EUR 50,000, new ING customers only

Depósito Bienvenida 3 meses

Net value, first year

€60.75

#14 of 15 in this goal

Value per month of commitment

€20.25

Commitment: 3 months

Reward

Rate3% TAE

3 mo · first €50,000

Terms

Reward
3.00% TAE (2.967% TIN) for 3 months. Example on the page: EUR 50,000 for 90 days pays EUR 370.88 gross. Money moves to the Cuenta NARANJA at maturity. Paid: At maturity, into the Cuenta NARANJA.
Rate
3% TAE for 3 months, on the first €50,000
Requirements
  • New customers only
  • Open a Cuenta NARANJA and make a first transfer from another bank
  • Open the deposit from the client area within 30 days of opening the Cuenta NARANJA
  • One Depósito Bienvenida per customer; no extra contributions
Fees
€0/month. No fees or minimum amount
Penalty
Early cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days held
Eligibility
  • Residents only: Unknown
  • NIE or TIE accepted: Unknown
  • Open to non-residents: Unknown
Valid until
31 Dec 2026
Checked
(today, confirmed by the bank)
Notes
End date shown on the page as 'Hasta el 31/12' (year not printed; read as 2026-12-31). Exclusive to customers contracting their first account with ING.

How the value is built

Score breakdown for the default profile
LineEUR
Interest 3% TAE on EUR 10000 for 3 months€75.00
Withholding 19% on interest-€14.25
Net value, first year€60.75

Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology

Catches

  • penalty: Early cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days held

Compare with

Not financial advice. Terms change: read the bank's page before you sign.