Compare BluOr Bank (via Raisin): 3.45% TAE for 12 months at BluOr Bank (Latvia), opened through Raisin 1 B BluOr Bank (via Raisin) 3.45% TAE for 12 months at BluOr Bank (Latvia), opened through Raisin Rate 3.45% TAE 12 mo · first €100,000 12 months €279.45 €23.29 Open a free Cuenta Raisin (Raisin Bank AG) and transfer the funds Minimum EUR 1, maximum EUR 100,000 per the Raisin partner-bank list penalty: The Raisin page says early withdrawal is not possible in a 12-month deposit and the bank may apply a penalty, normally losing the interest earned 22 Oct 2026 today Sourcefor BluOr Bank (via Raisin): 3.45% TAE for 12 months at BluOr Bank (Latvia), opened through Raisin (opens in a new tab) Compare Mano Bank (via Raisin): 3.38% TAE for 12 months at Mano Bank (Lithuania), opened through Raisin 2 M Mano Bank (via Raisin) 3.38% TAE for 12 months at Mano Bank (Lithuania), opened through Raisin Rate 3.38% TAE 12 mo · first €100,000 12 months €273.78 €22.82 Open a free Cuenta Raisin (Raisin Bank AG) and transfer the funds Minimum EUR 20,000, maximum EUR 100,000 per the Raisin bank page penalty: The Raisin page says early withdrawal is not possible in a 12-month deposit and the bank may apply a penalty, normally losing the interest earned 22 Oct 2026 today Sourcefor Mano Bank (via Raisin): 3.38% TAE for 12 months at Mano Bank (Lithuania), opened through Raisin (opens in a new tab) Compare SME Bank (via Raisin): 3.35% TAE for 12 months at SME Bank (Lithuania), opened through Raisin 3 S SME Bank (via Raisin) 3.35% TAE for 12 months at SME Bank (Lithuania), opened through Raisin Rate 3.35% TAE 12 mo · first €100,000 12 months €271.35 €22.61 Open a free Cuenta Raisin (Raisin Bank AG) and transfer the funds Minimum EUR 20,000, maximum EUR 100,000 per the Raisin bank page penalty: The Raisin page says early withdrawal is not possible in a 12-month deposit and the bank may apply a penalty, normally losing the interest earned 22 Oct 2026 today Sourcefor SME Bank (via Raisin): 3.35% TAE for 12 months at SME Bank (Lithuania), opened through Raisin (opens in a new tab) Compare Fjord Bank (via Raisin): 3.25% TAE for 12 months at Fjord Bank (Lithuania), opened through Raisin 4 F Fjord Bank (via Raisin) 3.25% TAE for 12 months at Fjord Bank (Lithuania), opened through Raisin Rate 3.25% TAE 12 mo · first €95,000 12 months €263.25 €21.94 Open a free Cuenta Raisin (Raisin Bank AG) and transfer the funds Minimum EUR 1,000, maximum EUR 95,000 per the Raisin bank page penalty: The Raisin page says early withdrawal is not possible in a 12-month deposit and the bank may apply a penalty, normally losing the interest earned 22 Oct 2026 today Sourcefor Fjord Bank (via Raisin): 3.25% TAE for 12 months at Fjord Bank (Lithuania), opened through Raisin (opens in a new tab) Compare Pibank: 3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026 5 P Pibank 3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026 Rate 3.03% TAE 12 mo 12 months €245.43 €20.45 A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn 22 Oct 2026 today Sourcefor Pibank: 3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026 (opens in a new tab) Compare Banco Mediolanum: 3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product 6 B Banco Mediolanum 3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product Rate 3% TAE 12 mo · first €500,000 12 months €243 €20.25 Minimum deposit EUR 2,000, maximum EUR 500,000 Contribute at least 3x the deposit to a managed product (funds, insurance, pension plan) with the customer as first holder Contract through a Family Banker or a Family Bankers' Office Open to individuals and companies; no additional contributions or partial cancellations penalty: Early cancellation pays 0.00% TIN from the start of the deposit 22 Oct 2026 today Sourcefor Banco Mediolanum: 3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product (opens in a new tab) Compare MyInvestor: 3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio) 7 M MyInvestor 3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio) Rate 3% TAE 12 mo · first €100,000 12 months €243 €20.25 Minimum EUR 10,000, maximum EUR 100,000 Needs a MyInvestor account penalty: Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible 22 Oct 2026 today Sourcefor MyInvestor: 3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio) (opens in a new tab) Compare WiZink: 3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly 8 W WiZink 3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly Rate 3% TAE 12 mo · first €100,000 12 months €243 €20.25 Minimum EUR 5,000, maximum EUR 100,000 Money must come from another bank Resident in Spain and of legal age Contract online; the linked account must accept direct debits Upload DNI or NIE and proof of account ownership penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days. 22 Oct 2026 today Sourcefor WiZink: 3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly (opens in a new tab) Compare Self Bank: 2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterly 9 S Self Bank 2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterly Rate 2.75% TAE 12 mo · first €1,000,000 12 months €222.75 €18.56 Minimum EUR 6,000, maximum EUR 1,000,000 Money must come from another bank, increasing your position at Self Bank; internal moves and sales of existing assets do not count Open a Cuenta Self (free) to contract it penalty: Early cancellation returns 100% of the capital but no interest for the quarter in which you cancel. If the money was not new, the last quarter drops to 2.2221% TIN (2.62% TAE overall). 22 Oct 2026 today Sourcefor Self Bank: 2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterly (opens in a new tab) Compare Deutsche Bank España: 12-month deposit at 2.50% TAE, up to 3.50% with card, payroll and fund, for new money of EUR 25,000-150,000 10 D Deutsche Bank España 12-month deposit at 2.50% TAE, up to 3.50% with card, payroll and fund, for new money of EUR 25,000-150,000 Rate 2.5% TAE 12 mo · first €150,000 12 months €202.50 €16.88 New customers only New money from other banks, EUR 25,000 to EUR 150,000 One deposit per customer Contracted through a manager via the form on the page Bonus +0.60%: card use, payroll or pension, and EUR 15,000+ of new money in one of six listed DB funds penalty: Early cancellation costs 4% a year on the cancelled amount for the remaining term, never more than the interest earned 22 Oct 2026 today Sourcefor Deutsche Bank España: 12-month deposit at 2.50% TAE, up to 3.50% with card, payroll and fund, for new money of EUR 25,000-150,000 (opens in a new tab) Compare MyInvestor: 3.50% TAE for 12 months on EUR 1,000 to EUR 25,000 with the Premium plan (EUR 7.99 a month) 11 M MyInvestor 3.50% TAE for 12 months on EUR 1,000 to EUR 25,000 with the Premium plan (EUR 7.99 a month) Rate 3.5% TAE 12 mo · first €25,000 12 months €187.62 €15.64 MyInvestor Premium plan at EUR 7.99 a month (cancel any time) Minimum EUR 1,000, maximum EUR 25,000 penalty: Cancelling early returns the capital but no interest 22 Oct 2026 today Sourcefor MyInvestor: 3.50% TAE for 12 months on EUR 1,000 to EUR 25,000 with the Premium plan (EUR 7.99 a month) (opens in a new tab) Compare Cajamar: 2.02% TAE for 12 months from EUR 1,000 to EUR 100,000, bookable in the app or web banking 12 C Cajamar 2.02% TAE for 12 months from EUR 1,000 to EUR 100,000, bookable in the app or web banking Rate 2.02% TAE 12 mo · first €100,000 12 months €163.62 €13.64 Minimum EUR 1,000, maximum EUR 100,000 Booked through web banking or the Grupo Cajamar app, so you must be a customer penalty: Early cancellation fee of 0.50% 22 Oct 2026 today Sourcefor Cajamar: 2.02% TAE for 12 months from EUR 1,000 to EUR 100,000, bookable in the app or web banking (opens in a new tab) Compare Openbank: 3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new money 13 O Openbank 3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new money Rate 3.25% TAE 6 mo 6 months €131.63 €21.94 Income of €900/month or more From EUR 1, no maximum amount Rate applies only to money brought from outside Openbank that raises the total balance as of 2026-09-30 Keep payroll or a monthly income for at least 4 months within the deposit term to get 3.25% penalty: Leaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months) needs income of at least EUR 900 a month 22 Oct 2026 today Sourcefor Openbank: 3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new money (opens in a new tab) Compare ING: 3.00% TAE for 3 months on up to EUR 50,000, new ING customers only 14 I ING 3.00% TAE for 3 months on up to EUR 50,000, new ING customers only Rate 3% TAE 3 mo · first €50,000 3 months €60.75 €20.25 New customers only Open a Cuenta NARANJA and make a first transfer from another bank Open the deposit from the client area within 30 days of opening the Cuenta NARANJA One Depósito Bienvenida per customer; no extra contributions penalty: Early cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days held 22 Oct 2026 today Sourcefor ING: 3.00% TAE for 3 months on up to EUR 50,000, new ING customers only (opens in a new tab) Compare CaixaBank: 12-month deposit from EUR 5,000, 0.10% TAE base rising to a 1.10% nominal rate with linked products 15 C CaixaBank 12-month deposit from EUR 5,000, 0.10% TAE base rising to a 1.10% nominal rate with linked products Rate 0.1% TAE 12 mo 12 months €8.10 €0.68 Minimum EUR 5,000 in one payment CaixaBank current account to receive interest Bonus products taken out at least 2 months before maturity and kept to the end Payroll or pension direct deposit for the 6 months before maturity penalty: Total early withdrawal: no interest paid. Partial withdrawal: at least EUR 500 must remain; interest only on the remaining amount. 22 Oct 2026 today Sourcefor CaixaBank: 12-month deposit from EUR 5,000, 0.10% TAE base rising to a 1.10% nominal rate with linked products (opens in a new tab)