Banco Mediolanum: 3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product

Terms

Reward

3.00% TAE (3.00% TIN) paid at maturity on EUR 2,000 to 500,000, but only if you contribute at least three times the deposit to a managed product of Banco Mediolanum (investment funds, group insurance, pension plans). Otherwise the standard 12-month rate applies, 0.05% TAE. Paid: At maturity (12 months).

Rate

3% TAE for 12 months, on the first €500,000

Requirements

• Minimum deposit EUR 2,000, maximum EUR 500,000
• Contribute at least 3x the deposit to a managed product (funds, insurance, pension plan) with the customer as first holder
• Contract through a Family Banker or a Family Bankers' Office
• Open to individuals and companies; no additional contributions or partial cancellations

Fees

Unknown. Not stated on the deposit page

Penalty

Early cancellation pays 0.00% TIN from the start of the deposit

Eligibility

• Residents only: Unknown
• NIE or TIE accepted: Unknown
• Open to non-residents: Unknown
• The page does not state residency or NIE/TIE rules. Contracting requires a Family Banker.

Valid until

31 Dec 2026

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.bancomediolanum.es/es/w/cuentas-depositos/depositos/deposito-banco-mediolanum(opens in a new tab)

Notes

Contracting window ends 31 Dec 2026 or when EUR 10,000,000 is reached. The managed product carries its own investment risk, higher than the deposit. TAE calculated on a EUR 30,000 deposit (EUR 900 gross).