Term deposits

MyInvestor: 3.50% TAE for 12 months on EUR 1,000 to EUR 25,000 with the Premium plan (EUR 7.99 a month)

Depósito Premium 12 meses

Net value, first year

€187.62

#11 of 15 in this goal

Value per month of commitment

€15.64

Commitment: 12 months

Reward

Rate3.5% TAE

12 mo · first €25,000

Terms

Reward
3.50% TAE for 12 months, one Premium deposit per term. A 3-month Premium deposit pays 3.25% TAE. Paid: At maturity.
Rate
3.5% TAE for 12 months, on the first €25,000
Requirements
  • MyInvestor Premium plan at EUR 7.99 a month (cancel any time)
  • Minimum EUR 1,000, maximum EUR 25,000
Fees
€7.99/month. Premium plan cost; the account and deposit themselves have no fees
Penalty
Cancelling early returns the capital but no interest
Eligibility
  • Residents only: Unknown
  • NIE or TIE accepted: Unknown
  • Open to non-residents: Unknown
Valid until
31 Oct 2026
Checked
(today, confirmed by the bank)
Notes
Premium price from https://myinvestor.es/premium. Available until 31 October 2026.

How the value is built

Score breakdown for the default profile
LineEUR
Interest 3.5% TAE on EUR 10000 for 12 months€350.00
Withholding 19% on interest-€66.50
Fees, first 12 months-€95.88
Net value, first year€187.62

Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology

Catches

  • penalty: Cancelling early returns the capital but no interest

Compare with

Not financial advice. Terms change: read the bank's page before you sign.