Pibank: 3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026
Depósito Pibank 12 meses
Net value, first year
€245.43
#5 of 15 in this goal
Value per month of commitment
€20.45
Commitment: 12 months
Reward
Rate3.03% TAE
12 mo
Terms
- Reward
- 3.00% TIN (3.03% TAE) for 12 months with quarterly interest. Example: EUR 75,000 for 12 months pays EUR 2,250 gross. Paid: Quarterly, into the free Cuenta Remunerada Pibank.
- Rate
- 3.03% TAE for 12 months
- Requirements
- A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest
- Fees
- €0/month. No maintenance or administration fees on the associated account
- Penalty
- Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Unknown
- Open to non-residents: Unknown
- Valid until
- 31 Oct 2026
- Checked
- (today, confirmed by the bank)
- Notes
- The page says 'Oferta válida hasta el 31/10/2026'.
How the value is built
| Line | EUR |
|---|---|
| Interest 3.03% TAE on EUR 10000 for 12 months | €303.00 |
| Withholding 19% on interest | -€57.57 |
| Net value, first year | €245.43 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Catches
- penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Compare with
- Banco Mediolanum3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product€243 net in the first year
- MyInvestor3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio)€243 net in the first year
- WiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly€243 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.