Term deposits

MyInvestor: 3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio)

Depósito 12 meses

Net value, first year

€243

#7 of 15 in this goal

Value per month of commitment

€20.25

Commitment: 12 months

Reward

Rate3% TAE

12 mo · first €100,000

Terms

Reward
3.00% TAE for 12 months with no conditions; 3.10% TAE if you hold an automated portfolio of at least EUR 150 (contracted 15+ days before maturity). Interest paid at maturity. Paid: At maturity.
Rate
3% TAE for 12 months, on the first €100,000
Requirements
  • Minimum EUR 10,000, maximum EUR 100,000
  • Needs a MyInvestor account
Fees
€0/month. No opening or cancellation fees
Penalty
Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible
Eligibility
  • Residents only: Unknown
  • NIE or TIE accepted: Unknown
  • Open to non-residents: Unknown
Valid until
31 Oct 2026
Checked
(today, confirmed by the bank)
Notes
Page says the promotional deposits are available only until 31 October 2026. Shorter terms on the same page: 1 month 2.25% (2.50% with robo-portfolio), 3 months 2.25% (2.50%), 6 months 2.75% (3.00%).

How the value is built

Score breakdown for the default profile
LineEUR
Interest 3% TAE on EUR 10000 for 12 months€300.00
Withholding 19% on interest-€57.00
Net value, first year€243.00

Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology

Catches

  • penalty: Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible

Compare with

Not financial advice. Terms change: read the bank's page before you sign.