Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldING3.00% TAE for 3 months on up to EUR 50,000, new ING customers onlyOpenbank3.25% TAE for 6 months with payroll or EUR 900+ monthly income, 2.75% TAE without, no cap on new money
GoalDepositDeposit
ProductDepósito Bienvenida 3 mesesDepósito Open 6 meses
RewardRate3% TAERate3.25% TAE
Net value, first year€60.75€131.63Best
Value per month€20.25€21.94Best
Commitment3 monthsBest6 months
Rate (TAE)3%3.25%Best
Rate period3 months6 months
Balance cap€50,000n/a
Monthly fee€0€0
Minimum incomeUnknown€900/month
New customers onlyYesNo
Other requirements
  • Open a Cuenta NARANJA and make a first transfer from another bank
  • Open the deposit from the client area within 30 days of opening the Cuenta NARANJA
  • One Depósito Bienvenida per customer; no extra contributions
  • From EUR 1, no maximum amount
  • Rate applies only to money brought from outside Openbank that raises the total balance as of 2026-09-30
  • Keep payroll or a monthly income for at least 4 months within the deposit term to get 3.25%
PenaltyEarly cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days heldLeaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Early cancellation (partial or total) pays only 0.87% TAE (0.868% TIN) for the days held
  • penalty: Leaving before 6 months pays only 0.20% TAE (EUR 12.50 gross on EUR 25,000 held 3 months)
  • needs income of at least EUR 900 a month
Valid until31 Dec 2026No end date
Verified
SourceSourcefor ING (opens in a new tab)Sourcefor Openbank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile