Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldKutxabankEUR 300 gross for a EUR 800+ net payroll, EUR 600 for EUR 2,500+, 36-month stayCaixaBankEUR 250 cash for a payroll of EUR 1,500+ a month, 24+24 month commitment
GoalSalarySalary
ProductTrae tu nóminaCaixaBank Cuenta Online with payroll
RewardCash€300Cash€250
Net value, first year€243.00Best€202.50
Value per month€6.75Best€4.22
Commitment36 monthsBest48 months
Rate (TAE)n/an/a
Rate periodn/an/a
Balance capn/an/a
Monthly fee€0€0
Minimum income€800/monthBest€900/month
New customers onlyNoUnknown
Other requirements
  • Domicile payroll or pension in a Kutxabank savings account for the first time before 2026-12-31
  • Minimum balance of EUR 250 in the account
  • Bizum linked to the account for the whole stay period
  • Under 31: stay period is 12 months instead of 36
  • A pension does not count as new if payroll was domiciled at Kutxabank before
  • Payroll domiciled
  • 3 direct debits (recibos) per quarter
  • 3 card purchases per quarter
  • Not combinable with payroll offers made after 1 Jan 2024
PenaltyA penalty applies for breaking the conditions; its amount is not stated on the pagePenalty proportional to the time the conditions were not met; amount not stated on the page.
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: A penalty applies for breaking the conditions; its amount is not stated on the page
  • needs income of at least EUR 800 a month
  • penalty: Penalty proportional to the time the conditions were not met; amount not stated on the page.
  • needs income of at least EUR 900 a month
Valid until31 Dec 2026No end date
Verified
SourceSourcefor Kutxabank (opens in a new tab)Sourcefor CaixaBank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile