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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldMyInvestor3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio)WiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly
GoalDepositDeposit
ProductDepósito 12 mesesDepósito WiZink 12 meses
RewardRate3% TAERate3% TAE
Net value, first year€243.00€243.00
Value per month€20.25€20.25
Commitment12 months12 months
Rate (TAE)3%3%
Rate period12 months12 months
Balance cap€100,000€100,000
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyNoUnknown
Other requirements
  • Minimum EUR 10,000, maximum EUR 100,000
  • Needs a MyInvestor account
  • Minimum EUR 5,000, maximum EUR 100,000
  • Money must come from another bank
  • Resident in Spain and of legal age
  • Contract online; the linked account must accept direct debits
  • Upload DNI or NIE and proof of account ownership
PenaltyCancelling early returns 100% of the capital but no interest; partial cancellation is not possibleEarly cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Residents onlyUnknownYes
NIE or TIE acceptedUnknownYes
Open to non-residentsUnknownNo
Catches
  • penalty: Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible
  • penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Valid until31 Oct 2026No end date
Verified
SourceSourcefor MyInvestor (opens in a new tab)Sourcefor WiZink (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile