Side by side
Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank
| Field | MyInvestor3.50% TAE for 12 months on EUR 1,000 to EUR 25,000 with the Premium plan (EUR 7.99 a month) | Self Bank2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterly |
|---|---|---|
| Goal | Deposit | Deposit |
| Product | Depósito Premium 12 meses | Depósito a 12 meses |
| Reward | Rate3.5% TAE | Rate2.75% TAE |
| Net value, first year | €187.62 | €222.75Best |
| Value per month | €15.64 | €18.56Best |
| Commitment | 12 months | 12 months |
| Rate (TAE) | 3.5%Best | 2.75% |
| Rate period | 12 months | 12 months |
| Balance cap | €25,000 | €1,000,000Best |
| Monthly fee | €7.99 | €0Best |
| Minimum income | Unknown | Unknown |
| New customers only | No | No |
| Other requirements |
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| Penalty | Cancelling early returns the capital but no interest | Early cancellation returns 100% of the capital but no interest for the quarter in which you cancel. If the money was not new, the last quarter drops to 2.2221% TIN (2.62% TAE overall). |
| Residents only | Unknown | Unknown |
| NIE or TIE accepted | Unknown | Unknown |
| Open to non-residents | Unknown | Unknown |
| Catches |
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| Valid until | 31 Oct 2026 | No end date |
| Verified | ||
| Source | Sourcefor MyInvestor (opens in a new tab) | Sourcefor Self Bank (opens in a new tab) |
| Open to you? | Yes, with the default profile | Yes, with the default profile |