Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldOpenbankEUR 200 net, paid EUR 20 a month for 10 months, for domiciling 2 direct debits (no payroll needed)Self Bank1% of the money or funds you bring from another bank into investment funds, up to EUR 5,000, until 30 Nov
GoalWelcome bonusWelcome bonus
Product200 euros por tus recibos (code OPEN325)Promoción fondos: hasta 5.000 euros
RewardCash€200CashUnknown
Net value, first year€162.00Best€0.00
Value per month€16.20n/a
Commitment10 monthsNoneBest
Rate (TAE)n/an/a
Rate periodn/an/a
Balance capn/an/a
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyYesNo
Other requirements
  • Open a Cuenta Remunerada Openbank as first holder between 2026-03-02 and 2026-10-29 with code OPEN325
  • Activate the Cuenta Corriente Open by 2026-11-29
  • Domiciliate at least 2 different monthly direct debits, each charged and not returned (any amount, not from private individuals)
  • Card payments, subscriptions and periodic transfers do not count
  • Money or fund holdings must arrive from another bank between 2026-10-13 and 2026-11-30
  • Purchases, transfers and changes of distributor all count
  • Transferred funds must keep the same ownership; a free fund account is needed
  • Investing in funds can lose capital
PenaltyA month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.None: you can redeem the funds and the quarterly payments already received are not reclaimed
Residents onlyYesUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: A month with fewer than 2 charged direct debits earns no payment for that month; it is not recovered later. No clawback is stated.
  • reward value unknown
  • penalty: None: you can redeem the funds and the quarterly payments already received are not reclaimed
Valid until29 Oct 202630 Nov 2026
Verified
SourceSourcefor Openbank (opens in a new tab)Sourcefor Self Bank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile