Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldOpenbankEUR 70 net for you and EUR 70 for a friend who opens an account with EUR 70 and keeps Bizum 3 monthsSelf Bank1% of the money or funds you bring from another bank into investment funds, up to EUR 5,000, until 30 Nov
GoalWelcome bonusWelcome bonus
ProductPlan Amigo (invite a friend)Promoción fondos: hasta 5.000 euros
RewardCash€70CashUnknown
Net value, first year€56.70Best€0.00
Value per month€18.90n/a
Commitment3 monthsNoneBest
Rate (TAE)n/an/a
Rate periodn/an/a
Balance capn/an/a
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyYesNo
Other requirements
  • Friend signs up with the referrer's personal code by 2026-10-29
  • Friend deposits at least EUR 70 within 30 days of opening and activates the card
  • Both keep Bizum at Openbank for at least 3 months
  • Friend was not an Openbank customer in the previous 12 months
  • Cannot be combined with another welcome promotion code
  • Money or fund holdings must arrive from another bank between 2026-10-13 and 2026-11-30
  • Purchases, transfers and changes of distributor all count
  • Transferred funds must keep the same ownership; a free fund account is needed
  • Investing in funds can lose capital
PenaltySecond and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of paymentsNone: you can redeem the funds and the quarterly payments already received are not reclaimed
Residents onlyYesUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: Second and third payments need both people to keep Bizum; fraud or misuse of the code can lead to exclusion and reversal of payments
  • reward value unknown
  • penalty: None: you can redeem the funds and the quarterly payments already received are not reclaimed
Valid until29 Oct 202630 Nov 2026
Verified
SourceSourcefor Openbank (opens in a new tab)Sourcefor Self Bank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile