Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldPibank3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026WiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterly
GoalDepositDeposit
ProductDepósito Pibank 12 mesesDepósito WiZink 12 meses
RewardRate3.03% TAERate3% TAE
Net value, first year€245.43Best€243.00
Value per month€20.45Best€20.25
Commitment12 months12 months
Rate (TAE)3.03%Best3%
Rate period12 months12 months
Balance capn/a€100,000
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyNoUnknown
Other requirements
  • A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest
  • Minimum EUR 5,000, maximum EUR 100,000
  • Money must come from another bank
  • Resident in Spain and of legal age
  • Contract online; the linked account must accept direct debits
  • Upload DNI or NIE and proof of account ownership
PenaltyEarly cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawnEarly cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Residents onlyUnknownYes
NIE or TIE acceptedUnknownYes
Open to non-residentsUnknownNo
Catches
  • penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
  • penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
Valid until31 Oct 2026No end date
Verified
SourceSourcefor Pibank (opens in a new tab)Sourcefor WiZink (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile