Side by side
Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank
| Field | Self Bank2.75% TAE for 12 months on EUR 6,000 to EUR 1,000,000 of new money, interest paid quarterly | MyInvestor3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio) |
|---|---|---|
| Goal | Deposit | Deposit |
| Product | Depósito a 12 meses | Depósito 12 meses |
| Reward | Rate2.75% TAE | Rate3% TAE |
| Net value, first year | €222.75 | €243.00Best |
| Value per month | €18.56 | €20.25Best |
| Commitment | 12 months | 12 months |
| Rate (TAE) | 2.75% | 3%Best |
| Rate period | 12 months | 12 months |
| Balance cap | €1,000,000Best | €100,000 |
| Monthly fee | €0 | €0 |
| Minimum income | Unknown | Unknown |
| New customers only | No | No |
| Other requirements |
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| Penalty | Early cancellation returns 100% of the capital but no interest for the quarter in which you cancel. If the money was not new, the last quarter drops to 2.2221% TIN (2.62% TAE overall). | Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible |
| Residents only | Unknown | Unknown |
| NIE or TIE accepted | Unknown | Unknown |
| Open to non-residents | Unknown | Unknown |
| Catches |
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| Valid until | No end date | 31 Oct 2026 |
| Verified | ||
| Source | Sourcefor Self Bank (opens in a new tab) | Sourcefor MyInvestor (opens in a new tab) |
| Open to you? | Yes, with the default profile | Yes, with the default profile |