Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldUnicajaUp to EUR 450 gross for a EUR 1,200+ payroll or pension, paid monthly, no lock-inABANCAEUR 500 gross for a payroll of EUR 1,200+ a month, 24-month stay
GoalSalarySalary
ProductUnicaja Online AccountABANCA Cuenta Online Nómina
RewardCash€450Cash€500
Net value, first year€364.50€405.00Best
Value per monthn/a€16.88
CommitmentNoneBest24 months
Rate (TAE)n/an/a
Rate period12 monthsn/a
Balance capn/an/a
Monthly fee€0€0
Minimum income€600/monthBest€800/month
New customers onlyYesYes
Other requirements
  • Payroll or pension paid directly into the account (or self-employed contributions of EUR 50+ by direct debit)
  • Conditions met within 3 months of joining
  • No payroll or pension paid into a Unicaja account in the last 12 months
  • No Unicaja products in the last 12 months
  • Keep the payroll or pension deposited with ABANCA for 24 months
  • No payroll or pension paid into ABANCA in the last 12 months
  • Not available with an ABANCA remunerated account
  • Not combinable with other payroll campaigns
  • Opt into the campaign when signing up
PenaltyNone statedReturn the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.
Residents onlyYesYes
NIE or TIE acceptedYesUnknown
Open to non-residentsNoNo
Catches
  • needs income of at least EUR 600 a month
  • penalty: Return the proportional part of the incentive for the months remaining until 24; after 12 months you keep 50%.
  • needs income of at least EUR 800 a month
Valid until31 Jan 202731 Jan 2027
Verified
SourceSourcefor Unicaja (opens in a new tab)Sourcefor ABANCA (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile