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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldWiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterlyBanco Mediolanum3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product
GoalDepositDeposit
ProductDepósito WiZink 12 mesesDepósito MIX PLUS a 12 meses
RewardRate3% TAERate3% TAE
Net value, first year€243.00€243.00
Value per month€20.25€20.25
Commitment12 months12 months
Rate (TAE)3%3%
Rate period12 months12 months
Balance cap€100,000€500,000Best
Monthly fee€0Unknown
Minimum incomeUnknownUnknown
New customers onlyUnknownUnknown
Other requirements
  • Minimum EUR 5,000, maximum EUR 100,000
  • Money must come from another bank
  • Resident in Spain and of legal age
  • Contract online; the linked account must accept direct debits
  • Upload DNI or NIE and proof of account ownership
  • Minimum deposit EUR 2,000, maximum EUR 500,000
  • Contribute at least 3x the deposit to a managed product (funds, insurance, pension plan) with the customer as first holder
  • Contract through a Family Banker or a Family Bankers' Office
  • Open to individuals and companies; no additional contributions or partial cancellations
PenaltyEarly cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.Early cancellation pays 0.00% TIN from the start of the deposit
Residents onlyYesUnknown
NIE or TIE acceptedYesUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
  • penalty: Early cancellation pays 0.00% TIN from the start of the deposit
Valid untilNo end date31 Dec 2026
Verified
SourceSourcefor WiZink (opens in a new tab)Sourcefor Banco Mediolanum (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile