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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldWiZink3.00% TAE for 12 months on EUR 5,000-100,000 of new money, interest paid quarterlyPibank3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026
GoalDepositDeposit
ProductDepósito WiZink 12 mesesDepósito Pibank 12 meses
RewardRate3% TAERate3.03% TAE
Net value, first year€243.00€245.43Best
Value per month€20.25€20.45Best
Commitment12 months12 months
Rate (TAE)3%3.03%Best
Rate period12 months12 months
Balance cap€100,000n/a
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyUnknownNo
Other requirements
  • Minimum EUR 5,000, maximum EUR 100,000
  • Money must come from another bank
  • Resident in Spain and of legal age
  • Contract online; the linked account must accept direct debits
  • Upload DNI or NIE and proof of account ownership
  • A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest
PenaltyEarly cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Residents onlyYesUnknown
NIE or TIE acceptedYesUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: Early cancellation (full only) returns the principal only; all interest received so far must be paid back. Deposits funded from an external account can be cancelled after 60 days.
  • penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Valid untilNo end date31 Oct 2026
Verified
SourceSourcefor WiZink (opens in a new tab)Sourcefor Pibank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile