ABANCA: 2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll

Terms

Reward

2% APR for the first year on the whole balance, no minimum or maximum. Interest settled monthly. Example: EUR 1,000 a year on EUR 50,000. After year one the page shows 0% NIR and 0% APR. Paid: Monthly.

Rate

2% TAE for 12 months

Requirements

• Income of €1,200/month or more
• New customers only
• Direct deposit of a new salary or pension of EUR 1,200+, or self-employed contributions of EUR 50 a month
• Keep any ABANCA loan, credit or other product up to date
• Not compatible with other payroll promotions
• Branch transactions two months in a row convert it to a standard account with fees

Fees

€0/month. No maintenance or management cost; free debit card; free non-urgent euro transfers in the EU; free ABANCA ATM withdrawals in Spain.

Penalty

None stated

Eligibility

• Residents only: Yes
• NIE or TIE accepted: Unknown
• Open to non-residents: No
• Legal age, living in Spain, not already an ABANCA customer.

Valid until

31 Jan 2027

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.abanca.com/en/cuentas/cuenta-remunerada/(opens in a new tab)

Notes

The rate runs for the first year from the first day of the month after opening. The page states no minimum holding period. The payroll incentive offer is not available to holders of this remunerated account.