Compare Openbank: 3.25% TAE for the first 12 months on any balance, new customers who activate Bizum 1 O Openbank 3.25% TAE for the first 12 months on any balance, new customers who activate Bizum Rate 3.25% TAE 12 mo None €263.25 n/a New customers only Activate Bizum at Openbank Use promo code OPEN325 when signing up (valid 2026-10-08 to 2026-10-29) Account only accepts tax direct debits; move money to the Cuenta Corriente Open to spend None 22 Oct 2026 today Sourcefor Openbank: 3.25% TAE for the first 12 months on any balance, new customers who activate Bizum (opens in a new tab) Compare B100: Up to 3.15% TAE on up to EUR 50,000 if you hit step goals and make 8 card payments a month 2 B B100 Up to 3.15% TAE on up to EUR 50,000 if you hit step goals and make 8 card payments a month Rate 3.15% TAE first €50,000 None €255.15 n/a At least 8 purchases a month with B100 cards, minimum EUR 200 spent, in the month before interest is paid Deposits only via daily step or social-media disconnection goals None 22 Oct 2026 today Sourcefor B100: Up to 3.15% TAE on up to EUR 50,000 if you hit step goals and make 8 card payments a month (opens in a new tab) Compare Kutxabank: 3.10% TAE for 12 months on up to EUR 100,000, new digital customers, then 0.75% 3 K Kutxabank 3.10% TAE for 12 months on up to EUR 100,000, new digital customers, then 0.75% Rate 3.1% TAE 12 mo · first €100,000 None €251.10 n/a New customers only New digital customer with no current relationship or open financing study at Kutxabank Activate the account between 2026-10-05 and 2026-11-22 Sign up in the Kutxabank app with an ID None 22 Oct 2026 today Sourcefor Kutxabank: 3.10% TAE for 12 months on up to EUR 100,000, new digital customers, then 0.75% (opens in a new tab) Compare Trade Republic: 3.04% TAE on cash up to EUR 50,000 for new customers, paid monthly, full access 4 T Trade Republic 3.04% TAE on cash up to EUR 50,000 for new customers, paid monthly, full access Rate 3.04% TAE first €50,000 None €246.24 n/a New customers only Activate the interest Offer for new customers only; terms and conditions apply None 22 Oct 2026 today Sourcefor Trade Republic: 3.04% TAE on cash up to EUR 50,000 for new customers, paid monthly, full access (opens in a new tab) Compare Bankinter: 3.0% TAE guaranteed to 30 April 2027 on up to EUR 100,000, no payroll needed 5 B Bankinter 3.0% TAE guaranteed to 30 April 2027 on up to EUR 100,000, no payroll needed Rate 3% TAE first €100,000 None €243 n/a New customers only Offer for new customers only Sign up by 28 Oct 2026 None 22 Oct 2026 today Sourcefor Bankinter: 3.0% TAE guaranteed to 30 April 2027 on up to EUR 100,000, no payroll needed (opens in a new tab) Compare B100: 2.75% TAE guaranteed to 31 Dec 2026 on up to EUR 100,000, new B100 customers 6 B B100 2.75% TAE guaranteed to 31 Dec 2026 on up to EUR 100,000, new B100 customers Rate 2.75% TAE first €100,000 None €222.75 n/a New customers only Not a holder of a B100 account in the previous 12 months Deposit savings by 2026-12-31 to get the promotional rate Transfers in and out only via the Cuenta B100; no direct transfers from the Save account None 22 Oct 2026 today Sourcefor B100: 2.75% TAE guaranteed to 31 Dec 2026 on up to EUR 100,000, new B100 customers (opens in a new tab) Compare Banco Sabadell: 2.75% TAE for 12 months on up to EUR 100,000, then 1% on up to EUR 20,000 7 B Banco Sabadell 2.75% TAE for 12 months on up to EUR 100,000, then 1% on up to EUR 20,000 Rate 2.75% TAE 12 mo · first €100,000 None €222.75 n/a New customers only Account opened online between 8 Oct and 12 Nov 2026 Account in good standing on the payment day None 22 Oct 2026 today Sourcefor Banco Sabadell: 2.75% TAE for 12 months on up to EUR 100,000, then 1% on up to EUR 20,000 (opens in a new tab) Compare Unicaja: 2.55% TAE guaranteed to 31 March 2027 on up to EUR 50,000 8 U Unicaja 2.55% TAE guaranteed to 31 March 2027 on up to EUR 50,000 Rate 2.55% TAE first €50,000 None €206.55 n/a New customers only Open the account between 1 Oct 2026 and 31 Jan 2027 No Unicaja products in the last 12 months None 22 Oct 2026 today Sourcefor Unicaja: 2.55% TAE guaranteed to 31 March 2027 on up to EUR 50,000 (opens in a new tab) Compare Cajamar: 2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed 9 C Cajamar 2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed Rate 2.27% TAE 12 mo · first €50,000 None €183.87 n/a New customers only Activate Bizum Operate online (app, web banking, ATM or remote manager) No payroll or direct debits required None 22 Oct 2026 today Sourcefor Cajamar: 2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed (opens in a new tab) Compare Deutsche Bank España: 2.02% TAE (2% TIN) on balances between EUR 10,000 and EUR 300,000, new customers 10 D Deutsche Bank España 2.02% TAE (2% TIN) on balances between EUR 10,000 and EUR 300,000, new customers Rate 2.02% TAE first €300,000 Unknown €163.62 n/a New customers only Balance of EUR 10,000+ to earn interest Opened together with the Cuenta Nómina Más DB None 22 Oct 2026 today Sourcefor Deutsche Bank España: 2.02% TAE (2% TIN) on balances between EUR 10,000 and EUR 300,000, new customers (opens in a new tab) Compare Pibank: 2.02% TAE from the first euro, no cap, no conditions or fees 11 P Pibank 2.02% TAE from the first euro, no cap, no conditions or fees Rate 2.02% TAE None €163.62 n/a No card and no direct debits on this account None 22 Oct 2026 today Sourcefor Pibank: 2.02% TAE from the first euro, no cap, no conditions or fees (opens in a new tab) Compare ABANCA: 2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll 12 A ABANCA 2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll Rate 2% TAE 12 mo Unknown €162 n/a Income of €1,200/month or more New customers only Direct deposit of a new salary or pension of EUR 1,200+, or self-employed contributions of EUR 50 a month Keep any ABANCA loan, credit or other product up to date Not compatible with other payroll promotions Branch transactions two months in a row convert it to a standard account with fees needs income of at least EUR 1200 a month 22 Oct 2026 today Sourcefor ABANCA: 2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll (opens in a new tab) Compare MyInvestor: 2.50% TAE for the first 6 months on up to EUR 70,000, no payroll needed, then 0.30% 13 M MyInvestor 2.50% TAE for the first 6 months on up to EUR 70,000, no payroll needed, then 0.30% Rate 2.5% TAE 6 mo · first €70,000 None €101.25 n/a New customers only Account opened from 2026-09-01 No payroll, card use or other income needed for the first 6 months Linked account must be with a Spanish bank held in your name After 6 months, 2.50% only with EUR 900+ invested each month in selected products None 22 Oct 2026 today Sourcefor MyInvestor: 2.50% TAE for the first 6 months on up to EUR 70,000, no payroll needed, then 0.30% (opens in a new tab) Compare WiZink: 1.20% TAE on any balance from EUR 1, no fees, instant access 14 W WiZink 1.20% TAE on any balance from EUR 1, no fees, instant access Rate 1.2% TAE None €97.20 n/a Resident in Spain, over 18 Savings held at another bank None 22 Oct 2026 today Sourcefor WiZink: 1.20% TAE on any balance from EUR 1, no fees, instant access (opens in a new tab) Compare Revolut: 3.51% TAE for up to 4 months on up to EUR 25,000, then 1.15% TAE, new customers only 15 R Revolut 3.51% TAE for up to 4 months on up to EUR 25,000, then 1.15% TAE, new customers only Rate 3.51% TAE 4 mo · first €25,000 None €94.77 n/a New customers only Open the Cuenta Remunerada within 30 days of signing up to Revolut Use the card 3 times every 30 days, each purchase EUR 5 or more, to keep the enhanced rate A Revolut current account is required Over 18 None 22 Oct 2026 today Sourcefor Revolut: 3.51% TAE for up to 4 months on up to EUR 25,000, then 1.15% TAE, new customers only (opens in a new tab) Compare ING: 1.00% TAE on any balance while you also hold an ING Cuenta NÓMINA 16 I ING 1.00% TAE on any balance while you also hold an ING Cuenta NÓMINA Rate 1% TAE None €81 n/a Income of €700/month or more Hold an ING Cuenta NÓMINA Cuenta NÓMINA is free only with payroll, pension or EUR 700+ monthly income needs income of at least EUR 700 a month 22 Oct 2026 today Sourcefor ING: 1.00% TAE on any balance while you also hold an ING Cuenta NÓMINA (opens in a new tab) Compare Self Bank: 1.00% TAE with no conditions, 1.50% TAE with EUR 20,000+ in funds, on up to EUR 60,000 17 S Self Bank 1.00% TAE with no conditions, 1.50% TAE with EUR 20,000+ in funds, on up to EUR 60,000 Rate 1% TAE first €60,000 None €81 n/a For 1.50%: EUR 20,000 or more in funds, ETFs and/or pension plans with Self Bank None 22 Oct 2026 today Sourcefor Self Bank: 1.00% TAE with no conditions, 1.50% TAE with EUR 20,000+ in funds, on up to EUR 60,000 (opens in a new tab) Compare N26: 0.50% TAE on any balance with the free plan; 1.30% TAE with N26 Metal (EUR 16.90/month) 18 N N26 0.50% TAE on any balance with the free plan; 1.30% TAE with N26 Metal (EUR 16.90/month) Rate 0.5% TAE None €40.50 n/a Needs an N26 current account first The Metal rate needs the paid Metal plan (EUR 16.90 a month) None 22 Oct 2026 today Sourcefor N26: 0.50% TAE on any balance with the free plan; 1.30% TAE with N26 Metal (EUR 16.90/month) (opens in a new tab) Compare ING: 0.30% TAE on any balance, no fees, money always available 19 I ING 0.30% TAE on any balance, no fees, money always available Rate 0.3% TAE None €24.30 n/a No direct debits or tax payments allowed on the account Maximum of two Cuentas NARANJA per holder None 22 Oct 2026 today Sourcefor ING: 0.30% TAE on any balance, no fees, money always available (opens in a new tab) Compare Banco Mediolanum: 2.50% TIN for 6 months on the balance between EUR 15,000 and EUR 100,000, new customers only 20 B Banco Mediolanum 2.50% TIN for 6 months on the balance between EUR 15,000 and EUR 100,000, new customers only Rate 1.06% TAE 6 mo · first €100,000 Unknown -€47.07 n/a New customers only Average balance of EUR 15,000+ or EUR 30,000+ in managed products to avoid the maintenance fee Contract through a Family Banker or a Family Bankers' Office Individuals only None 22 Oct 2026 today Sourcefor Banco Mediolanum: 2.50% TIN for 6 months on the balance between EUR 15,000 and EUR 100,000, new customers only (opens in a new tab)