Banco Mediolanum: 2.50% TIN for 6 months on the balance between EUR 15,000 and EUR 100,000, new customers only

Terms

Reward

New customers earn 2.50% TIN for 6 months on the part of the average balance above EUR 15,000 and up to EUR 100,000. After month 6 the rate depends on managed assets at the bank (0.00% TIN with none, up to 2.25% TIN with EUR 2,000,000+). Paid: Interest settled 30/11/2026, 28/02/2027, 31/05/2027 and 31/08/2027.

Rate

1.06% TAE for 6 months, on the first €100,000

Requirements

• New customers only
• Average balance of EUR 15,000+ or EUR 30,000+ in managed products to avoid the maintenance fee
• Contract through a Family Banker or a Family Bankers' Office
• Individuals only

Fees

€7.50/month. After the first 3 months, a EUR 7.50/month fee is charged every 6 months unless the average balance is EUR 15,000+ or EUR 30,000+ is held in managed products. The bank's EUR 10,000 average balance example gives -0.67% TAE.

Penalty

None stated

Eligibility

• Residents only: Unknown
• NIE or TIE accepted: Unknown
• Open to non-residents: Unknown
• The page does not state residency or NIE/TIE rules.

Valid until

31 Dec 2026

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://www.bancomediolanum.es/es/w/cuentas-depositos/cuentas-corrientes/cuenta-freedom(opens in a new tab)

Notes

valid_until is the last day to contract the offer, as stated on the page. 1.06% TAE is the bank's example for a EUR 100,000 average balance over one year with no managed product (1.49% with EUR 50,000-100,000 managed assets). Rate_tae is therefore a worst-case-fee-free example, not a headline rate.