Unicaja: 2.55% TAE guaranteed to 31 March 2027 on up to EUR 50,000
Unicaja Online Account (guaranteed rate)
Net value, first year
€206.55
#8 of 20 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
Rate2.55% TAE
first €50,000
Terms
- Reward
- 2.55% AER (2.5207% APR) on an interest-bearing balance up to EUR 50,000, paid monthly. Example: EUR 1,260.36 gross a year on EUR 50,000. The rate may change from 1 April 2027. Paid: Monthly.
- Rate
- 2.55% TAE, on the first €50,000
- Requirements
- New customers only
- Open the account between 1 Oct 2026 and 31 Jan 2027
- No Unicaja products in the last 12 months
- Fees
- €0/month. No maintenance or administration fees; free debit card.
- Penalty
- None stated
- Eligibility
- Residents only: Yes
- NIE or TIE accepted: Yes
- Open to non-residents: No
- Aged 18+, resident in Spain.
- Valid until
- 31 Jan 2027
- Checked
- (today, confirmed by the bank)
- Notes
- Rate is guaranteed until 31 Mar 2027 for accounts opened in the window; valid_until is the last opening date. No payroll needed for the rate.
How the value is built
| Line | EUR |
|---|---|
| Interest 2.55% TAE on EUR 10000 for 12 months | €255.00 |
| Withholding 19% on interest | -€48.45 |
| Net value, first year | €206.55 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- B1002.75% TAE guaranteed to 31 Dec 2026 on up to EUR 100,000, new B100 customers€222.75 net in the first year
- Banco Sabadell2.75% TAE for 12 months on up to EUR 100,000, then 1% on up to EUR 20,000€222.75 net in the first year
- Cajamar2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed€183.87 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.