Savings accounts

Kutxabank: 3.10% TAE for 12 months on up to EUR 100,000, new digital customers, then 0.75%

Cuenta Remunerada Kutxabank

Net value, first year

€251.10

#3 of 20 in this goal

Value per month of commitment

n/a

Commitment: None

Reward

Rate3.1% TAE

12 mo · first €100,000

Terms

Reward
3.10% TAE (3.056% TIN) for 12 months on up to EUR 100,000, interest paid monthly; 0.75% TAE in year two; afterwards it becomes an ordinary savings account. Free Visa Debit card.
Rate
3.1% TAE for 12 months, on the first €100,000
Requirements
  • New customers only
  • New digital customer with no current relationship or open financing study at Kutxabank
  • Activate the account between 2026-10-05 and 2026-11-22
  • Sign up in the Kutxabank app with an ID
Fees
€0/month. Account is free for new customers; Visa Debit has no issue or maintenance fee
Penalty
None stated
Eligibility
  • Residents only: Unknown
  • NIE or TIE accepted: Unknown
  • Open to non-residents: Unknown
Valid until
22 Nov 2026
Checked
(today, confirmed by the bank)
Notes
valid_until is the last day to activate the account (page footnote). The page headline says the promotion runs until 2026-12-31, but the footnote limits activation to 2026-11-22; the stricter date is used. The page also advertises up to EUR 600 for payroll (see kutxabank-salary-trae-tu-nomina).

How the value is built

Score breakdown for the default profile
LineEUR
Interest 3.1% TAE on EUR 10000 for 12 months€310.00
Withholding 19% on interest-€58.90
Net value, first year€251.10

Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology

Compare with

Not financial advice. Terms change: read the bank's page before you sign.