ING: 0.30% TAE on any balance, no fees, money always available
Cuenta NARANJA
Net value, first year
€24.30
#19 of 20 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
Rate0.3% TAE
Terms
- Reward
- 0.30% TAE on any amount, interest paid monthly. Rises to 1.00% TAE while the customer also holds a Cuenta NÓMINA (see ing-savings-cuenta-naranja-con-nomina).
- Rate
- 0.3% TAE
- Requirements
- No direct debits or tax payments allowed on the account
- Maximum of two Cuentas NARANJA per holder
- Fees
- €0/month. No opening, administration or maintenance fees
- Penalty
- None stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Yes
- Open to non-residents: Unknown
- Opening requires an ID; the page lists a residence card for non-EU citizens
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- Rate has no end date stated. Interest is credited on day 1 of each month. Dutch deposit guarantee up to EUR 100,000 per depositor.
How the value is built
| Line | EUR |
|---|---|
| Interest 0.3% TAE on EUR 10000 for 12 months | €30.00 |
| Withholding 19% on interest | -€5.70 |
| Net value, first year | €24.30 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- N260.50% TAE on any balance with the free plan; 1.30% TAE with N26 Metal (EUR 16.90/month)€40.50 net in the first year
- ING1.00% TAE on any balance while you also hold an ING Cuenta NÓMINA€81 net in the first year
- Self Bank1.00% TAE with no conditions, 1.50% TAE with EUR 20,000+ in funds, on up to EUR 60,000€81 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.