Bankinter: 3.0% TAE guaranteed to 30 April 2027 on up to EUR 100,000, no payroll needed
Bankinter Cuenta Digital
Net value, first year
€243
#5 of 20 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
Rate3% TAE
first €100,000
Terms
- Reward
- 3.0% TAE guaranteed until 30 April 2027 on balances up to EUR 100,000, from EUR 1. Kelisto shows a nominal rate (TIN) of 2.96%, EUR 296 gross a year on EUR 10,000.
- Rate
- 3% TAE, on the first €100,000
- Requirements
- New customers only
- Offer for new customers only
- Sign up by 28 Oct 2026
- Fees
- €0/month. No maintenance, administration, cheque-deposit or transfer fees; free debit card; no payroll or direct debits needed.
- Penalty
- None stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Unknown
- Open to non-residents: Unknown
- Valid until
- 28 Oct 2026
- Checked
- (today, confirmed by an aggregator)
- Notes
- bankinter.com returned HTTP 403. Kelisto page (dated 1 Oct 2026) and Finect (21 Oct) give 3.0% TAE guaranteed to 30 Apr 2027. Kelisto's table shows TAE as not available and TIN 2.96%. A rate after the guarantee is not stated. Bankinter pages reportedly mention a 2.5% base rate and a 15 Mar 2027 guarantee for another product; not verified.
How the value is built
| Line | EUR |
|---|---|
| Interest 3% TAE on EUR 10000 for 12 months | €300.00 |
| Withholding 19% on interest | -€57.00 |
| Net value, first year | €243.00 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- Trade Republic3.04% TAE on cash up to EUR 50,000 for new customers, paid monthly, full access€246.24 net in the first year
- Kutxabank3.10% TAE for 12 months on up to EUR 100,000, new digital customers, then 0.75%€251.10 net in the first year
- B100Up to 3.15% TAE on up to EUR 50,000 if you hit step goals and make 8 card payments a month€255.15 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.