MyInvestor: 2.50% TAE for the first 6 months on up to EUR 70,000, no payroll needed, then 0.30%

Terms

Reward

2.50% TAE (2.472% TIN) for the first 6 months from opening for accounts opened since 2026-09-01; from month 7 it falls to 0.30% TAE unless the customer invests monthly (1.25% / 1.75% / 2.50% TAE at EUR 300 / 600 / 900 a month invested).

Rate

2.5% TAE for 6 months, on the first €70,000

Requirements

• New customers only
• Account opened from 2026-09-01
• No payroll, card use or other income needed for the first 6 months
• Linked account must be with a Spanish bank held in your name
• After 6 months, 2.50% only with EUR 900+ invested each month in selected products

Fees

€0/month. No opening, maintenance or cancellation fees; free SEPA transfers

Penalty

None stated

Eligibility

• Residents only: Unknown
• NIE or TIE accepted: Yes
• Open to non-residents: Unknown
• ID can be DNI, TIE or passport; a Spanish bank account in your name is required. Spanish citizens abroad only if they live in the EU or UK.

Valid until

No end date stated

Checked

22 Oct 2026(today, confirmed by the bank)

Source

https://myinvestor.es/cuentas-tarjetas/cuentas(opens in a new tab)

Notes

Page also contains older text (1.25% TAE first year) from earlier campaigns; the legal conditions section states 2.50% for accounts opened since 2026-09-01, which is used here. MyInvestor may change or cancel the promotion at any time. Interest paid monthly, 19% withholding. Premium (EUR 7.99 a month) lifts the rate to 2.6% TAE up to EUR 70,000.