Deutsche Bank España: 2.02% TAE (2% TIN) on balances between EUR 10,000 and EUR 300,000, new customers
Cuenta Ahorro Más DB
Net value, first year
€163.62
#10 of 20 in this goal
Value per month of commitment
n/a
Commitment: Unknown
Reward
Rate2.02% TAE
first €300,000
Terms
- Reward
- 2.00% TIN, 2.02% TAE on balances between EUR 10,000 and EUR 300,000. Opened automatically together with the Cuenta Nómina Más DB. Interest settled quarterly. Paid: Quarterly.
- Rate
- 2.02% TAE, on the first €300,000
- Requirements
- New customers only
- Balance of EUR 10,000+ to earn interest
- Opened together with the Cuenta Nómina Más DB
- Fees
- €0/month. Savings account maintenance fee EUR 0 per quarter in the bank's TAE example
- Penalty
- None stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Unknown
- Open to non-residents: Unknown
- The page does not state residency or NIE/TIE rules.
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- The rate can be changed by the bank with 2 months' notice. The page also headlines "up to EUR 6,000 for bringing your savings" without itemising it; not included. Another DB page (cuentas-tarjetas/cuentas/mas-db.html) shows the band as EUR 10,000 to EUR 150,000 and an older snippet showed 1.50% TAE, so the band and rate vary between DB pages. TAE 2.02% is the bank's example for EUR 300,000 over the first year.
How the value is built
| Line | EUR |
|---|---|
| Interest 2.02% TAE on EUR 10000 for 12 months | €202.00 |
| Withholding 19% on interest | -€38.38 |
| Net value, first year | €163.62 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- Pibank2.02% TAE from the first euro, no cap, no conditions or fees€163.62 net in the first year
- ABANCA2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll€162 net in the first year
- Cajamar2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed€183.87 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.