Cajamar: 2.27% TAE for the first 12 months on up to EUR 50,000, new customers with Bizum, no payroll needed
Cuenta Online
Net value, first year
€183.87
#9 of 20 in this goal
Value per month of commitment
n/a
Commitment: None
Reward
Rate2.27% TAE
12 mo · first €50,000
Terms
- Reward
- 2.27% TAE (2.25% TIN) from the first cent up to EUR 50,000, interest paid monthly (EUR 1,125 gross over 12 months on EUR 50,000). After the first 12 months the balance stops earning interest, but the account stays free.
- Rate
- 2.27% TAE for 12 months, on the first €50,000
- Requirements
- New customers only
- Activate Bizum
- Operate online (app, web banking, ATM or remote manager)
- No payroll or direct debits required
- Fees
- €0/month. No administration or maintenance fees; free debit card (no issue or maintenance fee)
- Penalty
- None stated
- Eligibility
- Residents only: Unknown
- NIE or TIE accepted: Yes
- Open to non-residents: Unknown
- The page lists DNI/NIE as the identity document
- Valid until
- No end date stated
- Checked
- (today, confirmed by the bank)
- Notes
- No end date is stated for the 2.27% rate itself. Optional payroll bonus up to EUR 750 is in cajamar-salary-cuenta-online-nomina-600.
How the value is built
| Line | EUR |
|---|---|
| Interest 2.27% TAE on EUR 10000 for 12 months | €227.00 |
| Withholding 19% on interest | -€43.13 |
| Net value, first year | €183.87 |
Default profile: gifts at 80% of retail, a balance of €10,000. Change them in the search filters. Methodology
Compare with
- Deutsche Bank España2.02% TAE (2% TIN) on balances between EUR 10,000 and EUR 300,000, new customers€163.62 net in the first year
- Pibank2.02% TAE from the first euro, no cap, no conditions or fees€163.62 net in the first year
- ABANCA2% TAE for the first year with no balance cap, needs a EUR 1,200+ payroll€162 net in the first year
Not financial advice. Terms change: read the bank's page before you sign.