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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldBanco Mediolanum3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed productPibank3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026
GoalDepositDeposit
ProductDepósito MIX PLUS a 12 mesesDepósito Pibank 12 meses
RewardRate3% TAERate3.03% TAE
Net value, first year€243.00€245.43Best
Value per month€20.25€20.45Best
Commitment12 months12 months
Rate (TAE)3%3.03%Best
Rate period12 months12 months
Balance cap€500,000n/a
Monthly feeUnknown€0
Minimum incomeUnknownUnknown
New customers onlyUnknownNo
Other requirements
  • Minimum deposit EUR 2,000, maximum EUR 500,000
  • Contribute at least 3x the deposit to a managed product (funds, insurance, pension plan) with the customer as first holder
  • Contract through a Family Banker or a Family Bankers' Office
  • Open to individuals and companies; no additional contributions or partial cancellations
  • A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest
PenaltyEarly cancellation pays 0.00% TIN from the start of the depositEarly cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Early cancellation pays 0.00% TIN from the start of the deposit
  • penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Valid until31 Dec 202631 Oct 2026
Verified
SourceSourcefor Banco Mediolanum (opens in a new tab)Sourcefor Pibank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile