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Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldMyInvestor3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio)Banco Mediolanum3.00% TAE for 12 months, only if you also put 3x the amount into a Mediolanum managed product
GoalDepositDeposit
ProductDepósito 12 mesesDepósito MIX PLUS a 12 meses
RewardRate3% TAERate3% TAE
Net value, first year€243.00€243.00
Value per month€20.25€20.25
Commitment12 months12 months
Rate (TAE)3%3%
Rate period12 months12 months
Balance cap€100,000€500,000Best
Monthly fee€0Unknown
Minimum incomeUnknownUnknown
New customers onlyNoUnknown
Other requirements
  • Minimum EUR 10,000, maximum EUR 100,000
  • Needs a MyInvestor account
  • Minimum deposit EUR 2,000, maximum EUR 500,000
  • Contribute at least 3x the deposit to a managed product (funds, insurance, pension plan) with the customer as first holder
  • Contract through a Family Banker or a Family Bankers' Office
  • Open to individuals and companies; no additional contributions or partial cancellations
PenaltyCancelling early returns 100% of the capital but no interest; partial cancellation is not possibleEarly cancellation pays 0.00% TIN from the start of the deposit
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible
  • penalty: Early cancellation pays 0.00% TIN from the start of the deposit
Valid until31 Oct 202631 Dec 2026
Verified
SourceSourcefor MyInvestor (opens in a new tab)Sourcefor Banco Mediolanum (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile