Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldMyInvestor3.00% TAE for 12 months from EUR 10,000 to EUR 100,000, no conditions (3.10% with a robo-portfolio)Pibank3.03% TAE for 12 months, no minimum or maximum, interest paid quarterly, offer to 31 Oct 2026
GoalDepositDeposit
ProductDepósito 12 mesesDepósito Pibank 12 meses
RewardRate3% TAERate3.03% TAE
Net value, first year€243.00€245.43Best
Value per month€20.25€20.45Best
Commitment12 months12 months
Rate (TAE)3%3.03%Best
Rate period12 months12 months
Balance cap€100,000n/a
Monthly fee€0€0
Minimum incomeUnknownUnknown
New customers onlyNoNo
Other requirements
  • Minimum EUR 10,000, maximum EUR 100,000
  • Needs a MyInvestor account
  • A Cuenta Remunerada Pibank is opened automatically with the deposit and receives the interest
PenaltyCancelling early returns 100% of the capital but no interest; partial cancellation is not possibleEarly cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Residents onlyUnknownUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsUnknownUnknown
Catches
  • penalty: Cancelling early returns 100% of the capital but no interest; partial cancellation is not possible
  • penalty: Early cancellation (partial or total) deducts all interest already received; partial cancellation penalises only the amount withdrawn
Valid until31 Oct 202631 Oct 2026
Verified
SourceSourcefor MyInvestor (opens in a new tab)Sourcefor Pibank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile