Side by side

Default profile: gifts at 80% of retail. The best value in each numeric row has a green outline. How we rank

Side-by-side comparison of 2 offers
FieldOpenbankEUR 300 gross for moving a EUR 900+ payroll, plus 1% fund cashback (max EUR 1,000), needs EUR 2,000 investedCaixaBankEUR 250 cash for a payroll of EUR 1,500+ a month, 24+24 month commitment
GoalSalarySalary
ProductCuenta Nómina Open (code NOMINA300F)CaixaBank Cuenta Online with payroll
RewardCash€300Cash€250
Net value, first year€243.00Best€202.50
Value per monthn/a€4.22
CommitmentUnknown48 months
Rate (TAE)n/an/a
Rate periodn/an/a
Balance capn/an/a
Monthly fee€0€0
Minimum income€900/month€900/month
New customers onlyNoUnknown
Other requirements
  • Sign up with code NOMINA300F by 2026-12-31
  • Payroll, pension or unemployment benefit of EUR 900+ net in a single monthly payment, domiciled before 2027-02-01
  • Keep at least EUR 2,000 in Openbank investment products (funds, broker, crypto, plans)
  • Self-employed: RETA direct debit plus a single EUR 900+ monthly income
  • Excluded if payroll of EUR 900+ was at Openbank between 2026-04-05 and 2026-10-05
  • Payroll domiciled
  • 3 direct debits (recibos) per quarter
  • 3 card purchases per quarter
  • Not combinable with payroll offers made after 1 Jan 2024
PenaltyFund cashback is lost and already-paid cashback is reclaimed if the funds that earned it are sold or transferred out before the bonus period ends (latest 2027-06-30). No clawback of the EUR 300 is stated.Penalty proportional to the time the conditions were not met; amount not stated on the page.
Residents onlyYesUnknown
NIE or TIE acceptedUnknownUnknown
Open to non-residentsNoUnknown
Catches
  • penalty: Fund cashback is lost and already-paid cashback is reclaimed if the funds that earned it are sold or transferred out before the bonus period ends (latest 2027-06-30). No clawback of the EUR 300 is stated.
  • needs income of at least EUR 900 a month
  • penalty: Penalty proportional to the time the conditions were not met; amount not stated on the page.
  • needs income of at least EUR 900 a month
Valid until31 Dec 2026No end date
Verified
SourceSourcefor Openbank (opens in a new tab)Sourcefor CaixaBank (opens in a new tab)
Open to you?Yes, with the default profileYes, with the default profile